Volume 12:2 ✦ Articles Artificial Intelligence and the “Black Box” Dilemma in Fintech: Regulatory Perspectives in Azerbaijani Law Vol. 12 No. 2 ✦ November 2026 ✦ This article examines the legal, ethical and operational risks arising from the use of artificial intelligence (hereinafter AI) in critical processes within the fintech sector, such as credit and insurance risk assessment and fraud … Nazrin Najafli Download PDF
